A financial institution that points comparable mortgage loans can pool them together and promote these to a government agency or an investment bank that securitizes the loans collectively into a security that buyers
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The cause for this is that owners pay the instalments on their mortgages month-to-month, not each six months. Simply put, the monetary meltdown was attributable to an overextension of mortgages to weak debtors. These unstable mortgages have been repack
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